Should you use a credit counselor? Is bankruptcy the right option for your situation? At 4 Pillars, we help you find the most effective debt option for your situation. Our goal is to help you resolve your immediate financial crisis, immediately fix your cash flow, and rebuild your financial future with ongoing education.
Each situation is different. Think of us as an independent advocates, helping YOU decide which option will most effectively deal with your debt and allow you to regain control of your financial future. From your local bank to Licensed Insolvency Trustees to credit counseling to debt refinancing—there are many different types of options (all with their own costs, pros, and cons) trying to win your money. Despite what they might tell you, any company or professional (including free credit counseling) benefits financially from you choosing them to deal with your debt.
4 Pillars offers an independent view. The best option might be that you consolidate your debt through refinancing or that you file a consumer proposal with a Licensed Insolvency Trustee. There might even be an opportunity for you to deal directly with your creditors to reduce your debt. Either way, 4 Pillars offers guidance, experience, and solutions to solve your debt challenge based on what will be best for your long-term financial recovery.